SCHEDULE OF CHARGES

S.No.	Particulars	Amount
A.	Loan Origination Charges
1	Processing Fees	As Per Product & Borrower Profile
2	Stamp Duty	As Per Applicable State Law
3	ROC Charge Creation Charges	Rs. 5,000/- Per Registration
4	CERSAI Charge Creation Charges	Rs. 300/- Per Registration
5	Legal Charges ( Including Title Investigation Report )	Rs. 3,000/- Per Report
6	Valuation Charges	Rs. 3,000/- Per Report
7	RCU Charges	Rs. 1,200 Per Instance
8	Additional Collateral Charges	Max. Rs. 3,500/- for each Additional Asset
9	Insurance Charges ( if Opted )	Rs. 1,200 Per Instance
B	Loan Servicing Charges
10	Late Payment Interest ( for The Loans Disbursed till March 31, 2024 )	36% P.A. on Defaulted Amount for The Period of Default
11	Overdue EMI Interest ( for The Loans to Be Disbursed on and After April 01, 2024 )	As Per Contractual Annualized Rate of Interest on Defaulted Amount for The Period of Dafault
12	Bank Charges	As Per Actual
13	Cheque/ACH/ECH Collection Charges	Rs. 500/- Per Instance
14	Cheque Swap/Replacement Charges	Rs. 500/- Per Instance
15	Collection Follow Up Telecalling Fees	Rs. 100/- Per Instance
16	Field Visit Fees for Collection Follow Up	Rs. 500/- Per Instance
17	Collection Communication Letter Fees	Rs. 200/- Per Instance
18	Cash Collection Charge	Rs. 500/- Per Instance
19	Reimbursement of Collection/ Travelling/ Legal/ Recovery/ Parking/ Repossession/ Other Charge	As Per Actual Expenditure
20	Foreclosure Pre-Termination Charges	5% ( in Loan Against Property, MSME Loans, Un secured Loans), 7% ( in Vehicle Loans Including Industrial Machinery Loans)
21	Foreclosure Value Statement Charges	Rs. 500/- Per Instance
22	Amortization Table Charge	Rs. 500/- Per Instance
23	Duplicate/ Additional NOC	Rs. 1000/- Per Instance
24	Duplicate Repayment Schedule	Rs. 500/- Per Instance
25	Loan Cancellation/Rebooking Charges	Rs. 2,100/- for Vehicle Loans and Rs. 5000/- for MSME Loans, Loan Against Property
C	Penal Charges for Non Compliance of Material Terms & Conditions
26	Penal Charges ( For The Loans to be Disbursed on and After April 01, 2024)	24% P.A. on Defaulted Amount for The Period of Default
27	Cheque Bounce/ECH or ACH Dishonor Charges	Rs. 750/- Per Instance
28	EMI Default Charges	Rs. 250/- Per EMI for Each Completed Month
29	Delay in Hypothecation Charges	Rs. 2000/- Per Instance

# All of above charges, duties & fees are exclusive of all types of taxes charged by Government, Semi-Government or any other concerned authorities. The Company has sole discretion to make any subsequent changes and/or modifications in any or all charges mentioned above, from time to time, as per Company Policy.